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    Affirmative Action Loans
    Posted by Lewis Doherty on: 2007-12-02 19:32:07
    As has been mentioned on this site, the sub-prime loan disaster is to a great extent caused by an Affirmative Action loan policy driven by the U.S. government.

    There is a great summation at the end of this article: “Ted Kennedy gave us the immigration mess; Joe Kennedy may have done the same for mortgage loans.”

    Column: Government regulation brought us the housing disaster Robert Kelly - Eagle-Tribune

    The housing market is slow. Just ask someone who is trying to sell a house, or any real estate agent.

    And this is more than just an inconvenience that touches a few people. It has caused a flood of foreclosures that have had a powerful impact on giant financial institutions like Citicorp ($11 billion), Merrill Lynch & Co. ($8.4 billion) and Morgan Stanley ($2.5 billion), and it affects the way that people feel about buying and selling.

    Bloomberg.com, a leading financial news resource, states the global problem succinctly: "The surge in foreclosures has ... led to more than $40 billion of write-downs for U.S. financial institutions."

    Why all the foreclosures? Is it recession? A flawed lending system? Corruption?

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